How do I set up direct deposit?

Set up direct deposit so your paycheck or gig earnings land in your Kronos wallet automatically — no waiting on bank-to-bank transfers, no fees, and you can take an advance against your verified income history.

How to find your routing and account numbers

1. Go to Profile → Direct Deposit
2. You'll see your unique routing number, account number, and account type (checking)
3. Tap Copy to copy each number, or Share to send the full bundle to your employer

Your funds are held at Evolve Bank & Trust, an FDIC-insured partner bank.

Set up with your employer

Most employers have an HR portal where you can self-enroll:

1. Log into your employer's HR system (Workday, ADP, Gusto, Paychex, etc.)
2. Find Direct Deposit or Payment Method settings
3. Enter your Kronos routing number, account number, and select Checking
4. Save — most employers process the change for the next payroll cycle (1–2 weeks)

If your employer requires a voided check or PDF deposit form, request one from support@getkronos.io with the subject line "Direct Deposit Form" and we'll email it to you within one business day.

Set up with gig platforms

Most gig platforms (Uber, DoorDash, Lyft, Instacart, GrubHub, Amazon Flex, Shipt, Walmart Spark) let you swap your direct-deposit bank in their driver / earnings settings. The flow is the same: enter the Kronos routing + account number and save.

How long before deposits arrive?

Once your employer confirms the change, your next payroll typically lands in your Kronos wallet on payday — often up to 2 days early compared to traditional banks because we credit ACH deposits as soon as we receive the funds notice.

Split deposits

You can split your paycheck across Kronos and your other bank — for example, send 80% to Kronos and 20% to a savings account at another bank. Configure this in your employer's HR portal under "Multiple deposit accounts."

Why use Kronos for direct deposit?

• Up to 2 days early on most paydays
• No deposit fees
• Pay advances — once we have a verified deposit history, you qualify for advances up to $1,000 (Pro) without a credit check
• Auto tax bucket — set aside a percentage of every gig deposit for taxes (see tax buckets article)
• 2.5% APY savings on idle cash (Pro)